In Kansas, if you are injured in an auto accident and the other driver is at fault, which insurance would pay your medical bills first?
a. The other driver's auto insurance?
b. Your own auto insurance?
c. Your health insurance?
Answer: b) Your own auto insurance.
When you are injured in an auto accident, Kansas law requires that every insurance policy contains Personal Injury Protection (PIP) medical benefits at a minimum of $4,500. Your own auto insurance company is also required to provide wage replacement for part of your wages for up to one year if you were working at the time of the accident and have been restricted by a doctor. These benefits are included as part of the premium you pay and are available regardless of who was at fault for the accident. If you've been injured in an auto accident, contact the lawyers at The Spigarelli Law Firm to learn more.