Everyone knows that they must obtain automobile liability insurance to drive a car legally in the state of Kansas and in every state in America. But did you also know that in Kansas we have something called Personal Injury Protection (PIP) benefits? When I meet with people who have been injured in an automobile accident, I will often hear them say, Kansas is a "no fault" state. They believe that somehow this prevents them from being able to recover for their injuries, even if someone else is at fault in causing the accident. The truth is that PIP coverage is what allows you to get immediate treatment and wage replacement while you are recovering from your injuries and waiting to receive a fair settlement for those injuries caused by the negligence of another.