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Workers' compensation: not just for accident-related injuries

As an employee in Kansas, you may be aware of the fact that your employer likely carries workers' compensation insurance. You may know that the intent of this is to ensure care and provide compensation if an employee suffers an injury in a workplace accident, but it also covers occupational illnesses as well. This law means you could have a valid claim if you became ill due to your job requirements or toxic exposure.

Occupational illnesses are a serious threat to the well-being of individuals who face dangerous exposure at work. Workers' compensation benefits cover these types of sicknesses, as well as workplace accident injuries. If you believe that your health issues are a result of your job, you have no time to lose in learning how you can protect your rights.

Common types of occupational illnesses

Occupational illnesses are commonly the result of things such as exposure to toxic substances in the workplace or reaction to certain elements of a person's job. The most common occupational illnesses include:

  • Hearing loss: In certain jobs, workers may experience permanent hearing loss as a result of exposure to excessive noise over a period.
  • Skin diseases: The skin can experience extreme reactions when exposed to things such as chemicals, plants and other substances.
  • Poisoning: This happens when dangerous exposure affects a person's blood, tissues and more. A worker can suffer from poisoning if he or she ingests, touches or comes into contact with a dangerous substance.
  • Respiratory illnesses: When a worker breathes in or ingests harmful particles or gases, acute respiratory illnesses can occur, such as silicosis, lung cancer and more.
  • Other illnesses: Other various types of occupational illnesses include heat stroke, illness caused by extreme temperatures, radiation sickness, tumors and more.

You have the right to know your options. If you are sick and you believe it is because of your job, it is beneficial to know how you should move forward with a workers' compensation claim. 

The benefits you could receive

If you have a valid workers' compensation claim, you could receive benefits for medical care, recovery of lost wages and other illness-related expenses. Occupational illnesses are dangerous, and you would be wise not to overlook the options available to you.

Securing legal benefits is not always an easy process. It can be complicated to complete the application and pursue any necessary appeals, but you do not have to walk through this insurance claims process without help.

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