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May 2017 Archives

Why You Should Care About PIP Coverage

Everyone knows that they must obtain automobile liability insurance to drive a car legally in the state of Kansas and in every state in America. But did you also know that in Kansas we have something called Personal Injury Protection (PIP) benefits? When I meet with people who have been injured in an automobile accident, I will often hear them say, Kansas is a "no fault" state. They believe that somehow this prevents them from being able to recover for their injuries, even if someone else is at fault in causing the accident. The truth is that PIP coverage is what allows you to get immediate treatment and wage replacement while you are recovering from your injuries and waiting to receive a fair settlement for those injuries caused by the negligence of another.

How can root-cause analysis protect workers?

As an employee in Kansas, how many times have you or your colleagues had near misses in which you could have lost your lives if something had happened a moment sooner or later, or if you had taken one more step? Safety advisors believe business owners can eliminate many hazards in the workplace by studying these incidents. Root-cause analysis is the process of determining the origin of the near-miss incident and then including appropriate precautions in the company's safety protocols to prevent repetitions.

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